r2i forum

I pored over the entire forum & couldnt find answer to my question. Posting here so that somebody could help me. Thanks in advance.

I had put $3000 in my HDFC- NRE account for my use during my recent India trip. I have used only half of the money & theres still $1500 remaining in the account. How do I repatriate the money to USD?

I have HDFC international debit card. Can I use the debit card for my transcations here? Or could I draw money from an ATM? Please help !!!

OP, I got a little lost when I read "How do I use remaining money here". But after reading the title, it rang the bell.

Option 1. You could do Western Union money transfer.
Option 2. If your parents or relatives are joint beneficiaries on your NRE account, they can request the bank to issue a travellers check or demand draft in USD.

Option 2 is a bit old school and was the most preferred way around 10 years back. I am not familiar with any recent ways to do it.

Hope it helps.

FYI, http://www.r2iclubforums.com/forums/showthread.php/25602-Repatriate-funds - you might want to follow this thread

Thank you Mumbaikadon. Sorry for the mix up in my question. I will try to edit it. But your answers doesnt solve my problem :(

How can I transfer my own money through western union? its sitting in my NRE account in India & I am living here in US.. (Im a little confused)
My NRE account has no beneficiaries so 2nd option wont help.

I will follow that thread. thnks again!

You can withdraw the money from local ATM.

But now the rate is bad for INR to USD conversion. You can hold on it for some time.

Most leading banks offer wire transfer facility to wire money from NRE to your US bank account. You will have to ask your bank about how to submit a wire request. For some reason they don't advertise it well on their website. Here is a link for ICICI

http://www.icicibank.com/Personal-Banking/account-deposit/Outward-Remittance/index.html

http://www.icicibank.com/Personal-Banking/account-deposit/Outward-Remittance/faqs.html#19

1) What is the process for making an outward remittance from my NRE account?
For making an outward remittance from your NRE account, please walk into any ICICI Bank Branch in India and initiate the outward remittance by filling up a simple request letter specifying the necessary details.
If you have access through Internet Banking to your NRE account you may also initiate the outward remittance request through infinity.


If you have a debit card linked to your NRE account you can use it in any US ATM.

Banks can also issue a foreign currency demand draft. Check with your bank. Follow the link above. Other banks should something similar.