r2i forum

Need some advise on what loan option is the most cost effective, fast and convenient one for my needs.

Looking for some quick cash (around 4 lakhs) within 2-3 weeks for a real estate deal. Can pay back the loan in 3 months (when some other FD matures).
Not too keen on asking friends to help.
Do have company FDs, post office schemes etc. that I can try to break. Also have some gold jewellery that I can use as collateral.
Company FDs are taken through the postal route, so takes time if I need to break it.

Questions:
How does the 'gold loan' schemes compare against breaking FDs? What would be the approx. interest amount I would end up paying in my case?
For gold loans, if the gold value changes during the loan period, is there any impact on me?
Can I take a loan against the Company FDs instead of breaking them? Is that a cost-effective option?

Thanks as always.