r2i forum

DBS is correct. No LCTG on equity based MF (LCTG is 1 year). Even for debt based MF, effectively tax rate is very low. For debt MF, LCTG ( holding period greater than 3 years), its either flat 10% or 20% with indexation. Most debt fund returns are in the range of 8-9%. As per govt published CPI ...

In India, NAV displayed are net of Expenses. The Fund expenses are shown just on an FYI basis. All websites calculate returns based on NAV values, so those are also net of expenses. If you redeem, what you will get is Units*NAV, plain and simple. It doesn't matter if the fund expense is .5% or 10 ...

Mobi, Its difficult to explain them here, but just google and you should be able to know. Which one to open depends on what types of exposure to asset classes you want, your time horizon, your risk apetite and so many other things. If you are starting with mf now and not confident, then take the ...

Specifically on investing in paren't name, its viable but you have to think of long term consequences and feasibility. From US point of view, as Oknomi said, the limit is 14000$/person. And note this has nothing to do with relatives. Theoretically u can gift 100 people 14000$ each without incurring ...

Hi, [COLOR=#333333][COLOR=#333333]I am going to save a considerable amount of money in next 2-3 years (more than 1 crore). I have been regularly investing till now in MF and have got good returns. [/COLOR][/COLOR] [COLOR=#333333][COLOR=#333333]There's just so much debate going whether the current ...

This is my 2 cents as I have researched to death on this issue. 1.) MF in India right now do not accept investment from US based person. ITs not illegal. They chose to do it because of their convenience 2.) Read very carefully. A MF/AMC in India will not invest fresh investment from US based person ...

Victor, IF you are happy, then that's what matters. I will be almost in the same situation 2-3 years from now. Everyone's situation and most imp their preference is different. There are people whose sole aim is getting USC and never getting back to India. Many of them have cousins, sisters all ...

In continuance of my prev post, instead of preaching now I need advice and view points on my situation. Everything is welcome including bashing me for my approach :) [COLOR=#333333]I am going to save a considerable amount of money in next 2-3 years (more than 1 crore). I have been regularly ...

PQR, Realized this thread is old but still my 2 cents. IF your target is 13-14% CAGR, then you absolutely don't need to do bust your brains doing research, finding quality stocks and trying to follow investment oracles (mind that a big chunk of them do front-running as they already have positions ...

All, Need some advice and view-points on my situation. I am going to save a considerable amount of money in next 2-3 years (more than 1 crore). I have been regularly investing till now in MF. There's just so much debate going whether the current stock market is a bubble because of printed money and ...