r2i forum

The recommended safe portfolio withdrawal rate is 4% but this for somebody retiring in the 60's and also with social security/medicare backup. For early retirement the safe withdrawal rate is between 2-3% .If i were you i would assume a 2% withdrawal rate and arrange my lifestyle accordingly

I think within the next 20 years self driving cars will have a great positive impact on our life and economy... In the >30 year timespan i think Strong AI, automation and robotics will have drastic (positive and negative) effects on society

Added: Sid, i think we both typed at the same time!

[QUOTE=techynt;591328]Nope, I just sell covered call to collect some premium and give me some down side protection.[/QUOTE]

hmm, i don't understand how it can give you protection if the stock go down more than the call premium collected?

techynt, do you mean you sell covered calls and use the proceeds to buy puts?

[QUOTE=techynt;591304] I have around $200k in liquid investments, earning around 5% per year since I am usually into low risk investments.

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techynt, just curious, What sort of safe low risk investments yield you 5%?

[QUOTE=Lakshya;587782]I guess he is trying to capture higher Dividend Yield. In that case COP or CVX may be a good choice.[/QUOTE] Yea, my theory was the high dividend yield can be a price backstop for CVX assuming the company has the means not to reduce dividends even in case of a prolong oil slump ...

I understand falling oil prices brought the stock down. But i think the current Oil crash is a temporary phenomenon and it will be back to $80 by 2016. Also their dividend track record is solid and never reduced it even during the previous oil crisis. So my thinking is the high yield may act as a ...

CVX yields a juicy 4% and has a strong track record of dividend growth. What do you guys think, is it a good buy at $100?.

[QUOTE=srik7;587087]One thing people have started doing is to send their kids to India for MBBS and then the kids (who are citizens) come back and get into medicine in US - with stipend. A bit longer route (perhaps 2-3 yrs more) but ultimately parents spend much less for MBBS in India (65 lakhs I ...

If the Kid select a major with a decent ROI then why the parents has to fund if they cant afford?. Maybe taking loan will force the kids to be realistic with their choice of major. There is even a research that concluded students with loan performed better in college than students without loan [url ...