r2i forum

[QUOTE=Desi;660515]For the remaining 30%, I would consider 10% VFSTX, 10% Total Bond market and 10% International bond market (VTIBX). Putting all in stocks is too much risk but putting money in bonds is also a risk with interest rates rising, hence 10% short term and 10% VTIBX but that has a ...

[QUOTE=dixit;660532]My daughter is still 13 years away from college. I started pre-paying for private college credits before her first birthday. I use [url]www.privatecollege529.com[/url] where you buy college credits for private colleges at today's rates. Looking at the level of competition in CA ...

[QUOTE=GutsyGibbon;660526]Have you looked at the age based options. I opted for these few years back.
[URL]https://investor.vanguard.com/529-plan/age-based-options[/URL]

[/QUOTE]
Thanks.I looked at it but prefer to be in control of the allocation.

Thank you sir for the detailed explanation.I could not find VGSIX in Vanguard 529.I have Roth IRA and can buy VNQ as suggested.My understanding is if I withdraw from Roth for college before age 59.5 ,I need to pay income taxes on earnings portion. I will start equity portion with: VTSMX -40% VGTSX ...

# byenare : Thank you for the details.I will PM you if I go the UESP route. I was leaning towards individual funds where I can control the allocation. #desi sir: Thank you for your valuable advice.Looks like I need to double the monthly contribution to at least cover the first 2 years of college. I ...

Hello I have only 7 years before my kid will start college.I am planning to start with $10k and to contribute $200/month till start of college towards Mutual funds.I am leaning towards Nevada 529 plan. I have a couple of questions: #1: I am comfortable with 80-20 Stock / bond portfolio.Is this too ...

Hi ,
Does the PAN card have any identification if the person is an NRI or not ?

Thanks

Guys, Should car service network availability factored into vehicle decision making?I have heard Maruti has excellent service centers and most mechanics can work on Maruti compared to imported cars.Does Hyundai/Toyota/Honda have the same service network? Is there any equivalent of AAA in India ...

Majority of these students would have been aware of what they are getting into.In this internet age ,it is unbelievable to think that a student joining a university might not have done the research over internet to find out about an university.They would have been attracted about the work they can ...

[QUOTE=RRK;364850]1. NRI or no NRI, you may have to undergo medical tests, based on sum assured and age. So, can you visit india for medical tests ? 2. Why LIC ? Kotak and ICICI offers cheaper term insurance rates compared to LIC. Shop around.[/QUOTE] Thanks RRK. -- Yes ,I can be available for ...