r2i forum

[QUOTE=laks0;285782]Yes, since you have control over investment options. Also indian tax for 401K is not very clear, so its better to rollover before r2i.[/QUOTE] Status: USC In my case, if I take an intra-company transfer I have no option of rolling over 401k into IRA. The advantage of intra ...

Hi all, I currently work in the US. I wish to return to India in time for my child's first grade (either later this year/early next year). I am eligible for USC and have more or less decided that we (I+wife) will return as USC. I am in India (Bangalore) currently and wanted to do something about my ...

Hi all, I have cash sitting around (approx 50K) and although I have been reading about index funds, asset allocation for the last couple of years, I have kept the money in a high yield savings account instead of dollar cost avging it into a set of index funds (the laziest strategy that one go for ...

[quote=Bobus;20284][COLOR=red]If I return to India and am still employed with my current company, I cannot touch my 401k account (withdraw or move it to an IRA) until I leave the company.[/COLOR] First, double check with your company if it is indeed true that there is no termination of service and ...

hello,

If I return to India and am still employed with my current company, I cannot touch my 401k account (withdraw or move it to an IRA) until I leave the company. Have others in the forum faced the same issue. Being able to access these funds only if leave the company makes me uncomfortable.

WS

[quote=Bobus;19453]#33: India's LTCG tax rate is zero for certain specified assets only - not for all assets. US based mutual fund investments is not one of those specified assets. If you want to know whether a Roth contribution or a conversion to Roth makes sense in your case or not, I will need a ...

[quote=Bobus;2682][COLOR=red]3. Could you comment on Desi's #2 post where he said Roth is unsuitable for most R2Iers. For US Citziens also? [/COLOR] I have not done a survey of R2Iers to say anything about where most of them fall. Give me the details of an R2Ier and I can help evaluate whether Roth ...