r2i forum

i agree with shoot straight .... this forum is very informative

One person can gift 12k per year without having to inform the IRS. So you can gift 12k to your father and 12k to your mother. Same for your inlaws if you have them. Also, your wife can do the same amount as well. As a result you could gift 96k per year if you are married and each choose to do it. In ...

We have used them for almost 2 years and a friend introduced me to the self worth planners in the plano area.

[FONT=Times New Roman][SIZE=3]I started with DFA with a rollover of about 65k ? my CFP selfworthfp (dot) com uses Schwab, and charges less than what IFA charges about ½ of 1%, and they let you start with less than most others min of 100K or 250K. Jai Hind.[/SIZE][/FONT]

I will have to ask my planner to put some numbers together to compare DFA vs Vanguard. I checked with a financial planner in the Dallas area today and he said there is nothing like a minimum for DFA but most planners may not want to work if your investable amount is less than their minimum. Also ...

Besides Vanguard, Fidelity or TRowe Price you may want to consider a brokerage like Charles Schwab or TD Ameritrade. Create diversified asset allocated portfolio with large cap, small cap, real estate, developed international, emerging and bonds or cash.

Vanguard does help you asset allocate at very low cost but Dimensional does have advantages over Vanguard. DFA costs are low like Vanguard. My portfolio is mostly in DFA and I did have to use a financial planner. The biggest advantage of DFA is the low weighting in their index fund they give to any ...