r2i forum

Based on the first quarter of the season, Rams and Chiefs are likely SB contenders. Chiefs have a weak defense compared to Rams who are a solid well rounded contender. If Bears continue to execute like they played against Bucs, they’ll be hard to beat in playoffs. So they’re a likely prospect to go d ...

Does anyone have a firsthand experience working with a private admissions consultant for an elite school whom you would recommend? DS is a HS junior who was mainly aiming for CS and STEM programs at top in-state colleges. However, he surprised us with a perfect score on his first ACT test with ...

[QUOTE=anwesha;680848]We have an appointment with academic counselor for our HS kid. We have no idea what ask the counselor. Can anyone who has gone through this share tips on discussion topics, what not to ask.. etc?[/QUOTE] What grade is your HS kid in? If he/she is a freshman or sophomore, the ...

OP, You may have heard of the famous Roosevelt quote, "comparison is the thief of joy." I know it's easily said than done, but simple steps like uninstalling facebook and Whatsapp for a few weeks can make a world of difference if they are causing you heartburn. I can guarantee you that there are ...

[QUOTE=wd40;680535]Thanks, 40L invested today at 8% is worth 1Cr 12 years from now. So, it is not a problem, setting aside this amount. As I said 1% withdrawal rate means it will last 100 years and we are certainly not going to last 100 years. Sent from my Redmi Note 4 using Tapatalk[/QUOTE] At 1-3 ...

[QUOTE=vapasi1;680528]What if the household income (not business income but salary from 8-5 job) of next 15-20 yrs will be good enough to take care of expenses, college education, etc.? So 1.5 mil will just be invested and will grow untouched. So in that scenario, what is the lowest one can start ...

[QUOTE=Old-Spice2;680512]You have not accounted for LT Care and Nursing insurance. If you do not have those insurance and nobody to take care in old age, then expenses will shoot up. Typical nursing for a month runs at $8K or $96K/year if you are in bed like Vajpayee for multiple years. Medicare ...

[QUOTE=vapasi1;680497]We have a lot of "How much is enough" threads for ppl R2Iing. What would be a good amount one should have if one decides to relocate to USA? Lets say 2 kids have to be put through college. Primary bread winner will not retire before 60, will probably make 150k /yr. 1mil? or 2 ...

[QUOTE=wd40;680408]My networth will hit the 5Cr mark in the next 2 years. I am pretty sure I can live comfortably with 5L per annum. This is a withdrawal rate of 1% and can sustain for 100 years. Assuming inflation and returns will be matched. I am 38 now and intend to retire at 40. I am wondering ...

[QUOTE=RetireInIndia;680330] - Does this plan (pls gut check) allow us to live & travel? Are we missing something big? Thanks a ton!![/QUOTE] I think you have a solid plan. A few risks that already mentioned in this thread that you need to manage better are: 1. Tax efficiency: It's great that you ...