Portfolio advice for beginner
Posted: Sun Mar 27, 2011 1:27 am
Hello friends,
My apologies if this is the wrong forum. I would like you to review the following portfolio and provide some input or recommend any changes. The $ amount indicates the current value and I intend to keep the % the same with regular contributions as you would have expected.
Age: 35
debt:none
emergency cash: yes
70/30 is the desired asset allocation.
HIS 401K
30% (53K) Vanguard Total Bond Market Index
HER 401K
13% (23K) Vanguard Institutional Index Fund Institutional Shares. (S&P500 Index)
Roth IRA?s
11% (20K) Vanguard Extended Market Index Fund Admiral Shares
Taxable Account
21% (37K) Total International Stock Fund (VXUS, er 0.20)
25% (44K) Total Stock Market (VTSAX er0.07)
Thanks,
baddy
My apologies if this is the wrong forum. I would like you to review the following portfolio and provide some input or recommend any changes. The $ amount indicates the current value and I intend to keep the % the same with regular contributions as you would have expected.
Age: 35
debt:none
emergency cash: yes
70/30 is the desired asset allocation.
HIS 401K
30% (53K) Vanguard Total Bond Market Index
HER 401K
13% (23K) Vanguard Institutional Index Fund Institutional Shares. (S&P500 Index)
Roth IRA?s
11% (20K) Vanguard Extended Market Index Fund Admiral Shares
Taxable Account
21% (37K) Total International Stock Fund (VXUS, er 0.20)
25% (44K) Total Stock Market (VTSAX er0.07)
Thanks,
baddy