NO Medical insurance for US citizen visiting USA??

rajakabaja · Post by **rajakabaja** » Tue Jul 10, 2007 12:05 pm

One of our relative is visiting USA for 3 months.
She is US citizen, but R2Id in India for past 10 years.
She is visiting USA. Needs short term medical health insurance.
Checked with visitor insurances IMG and Patriot, Diplomat and other nri sites. Those are for
non-US citizen traveling to USA (US coverage)
or
US citizen travelling abroad (excluding US coverage)
Nowhere my relative fits in requirements. Regular Bluecross etc also don't offer any help.
SO there is no short term health insurance for US citizen in USA!!!
Any suggestions please..

chentam · Post by **chentam** » Tue Jul 10, 2007 4:59 pm

Try ehealthinsurance.com

cyberabadi · Post by **cyberabadi** » Wed Jul 11, 2007 11:42 pm

http://www.assuranthealth.com/corp/ah/

Assurant Health provides short-term insurance and should work.

k_r · Post by **k_r** » Tue Jul 17, 2007 3:19 am

MeraNaseebR2I;33171She should talk to the Social Security office in the city you live in and find out healthcare options.

If she is over 65 and a US citizen, she can avail Federal Medicare or State Medicaid. These are either FREE (depending on state) or available at a very nominal charge.

Good Luck![/quote]

Not so fast!
Medicare insurance has enrollment periods, once a year - and if you miss that you have wait until the next year.

Medicaid has asset based rules, and if your relative has a home in India that is counted (but not if you have a home in the US), and the total of all assets for the person cannot exceed $2500 (or $2000, one of the two).

narendra · Post by **narendra** » Sat Aug 18, 2007 10:14 am

You can look at Liaison International, available for instant purchase at [ deleted by admin - CoC Violation]

She is eligible for purchase that insurance.

As long as the US citizen is staying outside US and visiting USA for 6 months or less, they can purchase that insurance.

If you have any questions, please feel free to contact [ deleted by admin - CoC Violation]

indian_citizen · Post by **indian_citizen** » Thu Apr 28, 2011 10:42 pm

I am looking for medical insurance for my 2 US-citizen kids for 21 days.

Me and my wife are GC holder and R2I about 2 years back. 2 Kids are US citizen. We are travelling to US for 21 days. What are the medical insurance options for 2 kids ?

Thanks.

slowLearner · Post by **slowLearner** » Thu Apr 28, 2011 10:50 pm

I can think of buying insurance in open market. What does your research so far tell you?

indian_citizen · Post by **indian_citizen** » Fri Apr 29, 2011 12:17 am

Here's what I tried

1. Tried buying overseas medical insurance in India. But that is only for non-US citizen visiting US. For US-citizen they say I need to take home country insurance.
2. Tried few visitor insurance website, but they only offer non-US citizen visiting US or US citizen visiting outside US.
3. Couple of websites provide insurance for US citizen within US, but those require adult US citizen applicant, i.e. they don't have child only policy.

In the number 2 above, I could apply for a family policy but they only ask for citizenship of primary applicant that is me. So I should select non-US citizen. They don't ask citizenship of child. I could go ahead and take that, but during claim they can easily reject it based on US-citizenship.

Not sure what to do. I am travelling in 2 days.

VisitorsCoverage · Post by **VisitorsCoverage** » Fri Apr 29, 2011 12:19 am

There are few providers who has such insurance products, to provide coverage for US Citizen (living abroad) and visiting US.
Take a look at this link : Insurance for US Citizen Visiting USA
Hope this information help.

indian_citizen · Post by **indian_citizen** » Fri Apr 29, 2011 12:40 am

On that site, do I take coverage for just kids or do I take a family plan and have kids as dependent ?

Actually I think it doesn't have family plan. So I need to take 4 different insurance. Is that correct ?